Features   Smart Start Checking MSB Choice Checking Thrifty Fifty Checking  NOW Checking
Opening Balance  $50.00  $50.00  $50.00  $50.00
Monthly Maintenance Fee  No Monthly
Maintenance Fee
 $3.00  No Monthly 
Maintenance Fee
 $6.00
Requirement(s) to
Waive Maintenance Fee
 N/A
  • Maintain a minimum daily balance of $300.00
  • OR  have direct deposit
  • OR  receive E-Statements
 N/A
  • Maintain a minimum monthly balance of $1,000.00
  • OR  have a combined daily balances of $4,000.00 or more in all depository accounts 
 Earn Interest With Your Account No No No Yes 
Service Fee if Account Is Closed Within 6 Months of Opening  $30.00 $30.00 $30.00 $30.00
Internet Banking Access Yes Yes Yes Yes

Our Mobile App lets you bank anywhere.

  • Text & Email Alerts of debit card transactions (approved or denied).
  • You are now able to turn off your debit card temporarily through Internet Banking if you think you have lost it and then turn it back on when you find it.
  • Mobile Banking & Mobile Deposit. Do your banking on your phone and deposit checks by taking a picture.

Learn More