Business Checking Accounts

Take control of your business finances with our flexible checking accounts, designed to support your daily needs and help you thrive.

Business Checking

Unlock the potential of your business with our tailored checking account, offering low fees and convenient online banking tools to help you manage your finances effortlessly.

NOW Sole Proprietorship/Non-Profit Checking

Get easy access to your funds with our NOW checking account designed for sole proprietorship and non-profits!

Business Plus Checking

Maximize your business potential with our Business Plus Checking account, featuring higher interest rates and flexible transaction options!

Debit Card

Streamline your business expenses with a convenient business debit card, giving you quick access to funds and easy tracking of purchases!

Non-Profit Checking

A Non-Profit has two choices for a checking account a NOW Non-Profit or a regular Non-Profit.

Features
Business Plus Checking
Business Checking
NOW Sole Proprietorship/Non-Profit
Non-Profit Checking
Suits you if…
you maintain a steady balance.
you want the basics.
you want to earn interest for your sole proprietorship or non-profit organization.
your business is a non-profit organization.
Minimum Opening Deposit
$50
$50
$50
$25
Monthly Service Fee?
$10
$10
$5 ($0.25 per check paid)
$5 (First 10 checks paid free $0.25 per check paid thereafter)
Requirements to Waive Monthly Service Fee
Maintain a minimum daily balance of $500
x
x
x
Account Perks
First 200 checks written free. Monthly statement. Checks held in safe keeping.
A monthly earnings credit generated on your average monthly balance is used to reduce or eliminate monthly service fees.
Interest is compounded and paid monthly. Interest rate and yield are based on a tier structure. Monthly Statement.
First 10 checks are written for free. Earnings credit rate may change at any time. Monthly Statement.
Earns Interest?
x
(A monthly earning credit generated on your average monthly balance is used to reduce or eliminate monthly service fees.
Yes
(A monthly earning credit generated on your average monthly balance is used to reduce or eliminate monthly service fee
Online & Mobile Banking
Yes
Yes
Yes
Yes
Refunds on ATM Withdrawals
x
x
x
x
Debit Card POS Limits
$1000
$1000
$1000
$1000
Mobile Deposit Limits
$1500 daily, $2000 weekly
$1500 daily, $2000 weekly
$1500 daily, $2000 weekly
$1500 daily, $2000 weekly
Service Fee for Closing Account Within 6 Months
$30
$30
$30
$30

FAQs

Below are some frequently asked questions we would want to know the answer to when deciding on a checking account. If we didn’t answer your specific question, give us a call today!

Is there a minimum deposit required?

Yes, a deposit of $50.00 is required to open any checking account with MSB. Additionally, please be aware that if you choose to close your account within six months of opening it, a fee of $30.00 will be applied.

What do I need to open a checking account?

To open a checking account, you will need your driver's license, social security number, and proof of address. Visit us at a branch today to open an account!

How do I order checks?

Click here to reorder checks.

Is the money in my account insured?

Yes. All accounts are FDIC-insured up to $250,000.

What if my debit card is lost or stolen?

Contact us immediately if your card is lost or stolen. If your Visa Debit Card is lost or stolen during business hours call #(419) - 885-1996 or #(419)-644-2361. If it is after hours please call #1-(844)-202-5333.

Still have questions?

Give us a call so we can help!

Business Plus Checking

Elevate your business banking with our Business Plus Checking account. Enjoy higher transaction limits, competitive features, and tools to help you manage your finances with ease.

Rewards

First 200 checks written free (25¢ per check after 200)

Checks held in safe keeping

6 copies of checks free per year ($2.00 per check after 6)

Monthly statement

Access to Internet Banking

Requirements

A minimum of $50.00 to open the account

A charge of $30.00 will be applied if the account is closed within 6 months of opening

A monthly maintenance fee of $10.00 unless the following condition is met:

  • Maintain a minimum daily balance of $500.00

Business Checking

Simplify your day-to-day banking with our Business Checking account. Designed for you, it offers the essential features you need to manage your finances efficiently.

Features

A monthly earnings credit generated on your average monthly balance is used to reduce or eliminate monthly service fees. This earnings credit rate is at management’s discretion and may change anytime.

Requirements

A minimum of $50.00 to open the account

A charge of $30.00 will be applied if the account is closed within 6 months of opening

Monthly maintenance fee is $10.00

$0.25 fee per check paid

Non-Profit Checking

A Non-Profit has two choices for a checking account a NOW Non-Profit or a regular Non-Profit.

Features and Benefits

A minimum of $25.00 to open the account

The first 10 checks written are free

After 10 checks per month

  • Monthly maintenance fee of $5.00
  • Each check paid $0.25

A charge of $30.00 will be applied if the account is closed within 6 months of opening

Earnings credit rate may change at any time.

Access to Internet Banking

Monthly statement

NOW Sole Proprietorship/NOW Non-Profit

Are you a Non-Profit or sole proprietorship? We have the account for your business.

Features and Benefits

A minimum of $50.00 to open the account

Monthly Maintenance fee of $5.00

Each check paid is $0.25

A charge of $30.00 will be applied if the account is closed within 6 months of opening

Interest is compounded and paid monthly

Interest rate and yield may change at any time

Interest rate and yield are based on a tier structure

Access to Internet Banking

Monthly statement

Debit Card

Manage your business expenses effortlessly with our debit card. Enjoy easy tracking, secure transactions, and the convenience of accessing funds anytime!

Account Details

The transaction amount will be deducted from your checking account and will show up on your monthly statement

Our Visa® Debit Card can also be used as an ATM Card

Receive text & email alerts of your debit card transactions (approved or denied)

You can temporarily turn off your debit card through Online Banking if you think you may have lost it and turn it back on when you find your card

If your card is lost or stolen, please call:

During banking hours: 419-885-1996 or 419-644-2361

After hours only: 1-844-202-5333

Locations

Visit us at either Metamora, Sylvania, or Maumee! We're excited to see you!

Metamora Banking Center

Sylvania Banking Center

Maumee Banking Center

ATM Location

Ready to secure your financial future?

Call us today to discover how we can help you grow your money and achieve your goals. Our friendly team is here to guide you every step of the way!