Privacy Statement

Metamora State Bank is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. In addition to the protections discussed in the Statement of Privacy Below, your online financial activities are also protected by our general privacy notice. This Statement of Privacy applies to the Metamora State Bank Web site and governs data collection and usage. By using the Metamora State Bank website, you consent to the data practices described in this statement.

Collection of Your Personal Information

Metamora State Bank collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. Metamora State Bank also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests, and favorites.

There is also information about your computer hardware and software that is automatically collected by Metamora State Bank. This information can include your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by Metamora State Bank for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Metamora State Bank Web site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Metamora State Bank public message boards, this information may be collected and used by others. Note: Metamora State Bank does not read any of your private online communications.

Metamora State Bank encourages you to review the privacy statements of Web sites you choose to link to from Metamora State Bank so that you can understand how those Web sites collect, use and share your information. Metamora State Bank is not responsible for the privacy statements or other content on Web sites outside of the Metamora State Bank and Metamora State Bank family of Web sites.

Use of Your Personal Information

Metamora State Bank collects and uses your personal information to operate the Metamora State Bank Web site and deliver the services you have requested. Metamora State Bank also uses your personally identifiable information to inform you of other products or services available from Metamora State Bank and its affiliates. Metamora State Bank may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Metamora State Bank does not sell, rent or lease its customer lists to third parties, except as permitted by law. Metamora State Bank may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, we may share personally identifiable information with a joint marketing partner to market financial products and services to you. In addition, Metamora State Bank may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Metamora State Bank, and they are required to maintain the confidentiality of your information.

Metamora State Bank does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Metamora State Bank keeps track of the Web sites and pages our customers visit within Metamora State Bank, in order to determine what Metamora State Bank services are the most popular. This data is used to deliver customized content and advertising within Metamora State Bank to customers whose behavior indicates that they are interested in a particular subject area.

Metamora State Bank Web sites will disclose your personal information, without notice, only if required, or permitted, to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Metamora State Bank or the site; (b) protect and defend the rights or property of Metamora State Bank; and, (c) act under exigent circumstances to protect the personal safety of users of Metamora State Bank, or the public.

Use of Cookies

The Metamora State Bank Web site use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Metamora State Bank pages, or register with Metamora State Bank site or services, a cookie helps Metamora State Bank to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Metamora State Bank Web site, the information you previously provided can be retrieved, so you can easily use the Metamora State Bank features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Metamora State Bank services or Web sites you visit.

Security of Your Personal Information

Metamora State Bank secures your personal information from unauthorized access, use or disclosure. Metamora State Bank secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to This Statement

Metamora State Bank will occasionally update this Statement of Privacy to reflect company and customer feedback. Metamora State Bank encourages you to periodically review this Statement to be informed of how Metamora State Bank is protecting your information.

Contact Information

Metamora State Bank welcomes your comments regarding this Statement of Privacy. If you believe that Metamora State Bank has not adhered to this Statement, please contact Metamora State Bank at We will use commercially reasonable efforts to promptly determine and remedy the problem.


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Metamora Banking Center
24-Hour ATM

Phone: (419) 644-2361
Fax: (419) 644-5774

Sylvania Banking Center
24-Hour ATM

Phone: (419) 885-1996
Fax: (419) 885-5151

Maumee Banking Center
24-Hour ATM

Phone: (419) 794-3404
Fax: (419) 794-5888

24-Hour ATM Location
Evergreen High School
14511 Co. Rd. 6
Metamora, OH 43540

Your 24-Hour Information

877-MY MSB 411

No one knows agricultural customers like MSB.

The Metamora State Bank promotes local commerce by providing credit to businesses, including our agricultural community. We offer loans for real estate purchases, facility construction, business equipment purchases, short-term working capital lines of credit, and agriculture loans.

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