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A Metamora State Bank  Statement Savings account is a great way to start saving for the future, plus you have access to your money when you need it - without withdrawal penalties. The minimum balance to open a Statement Savings account is $25.00. This interest-bearing savings account accrues interest daily and credits interest quarterly. If you close your account before interest is credited, you will not receive the accrued interest.

This account carries no monthly maintenance fee when either the minimum monthly balance is $200 or more, you are age 62 and over, under the age of 18 or a full-time student.  Unlimited Metamora State Bank ATM transactions at no charge.

Should the balance not be maintained, the monthly maintenance fee is $3.00.

The following transaction limitations do apply:  six (6) over the counter withdrawals at no charge. More than six (6) over the counter withdrawals per month $5.00 each. 

You may make only six (6) preauthorized transfers or withdrawals from your account per month. Preauthorized transfers include telephone transfers and automatic deductions and will be considered paid in the month they are posted to the account. A charge of $30.00 will be applied to an account closed within 6 months of opening.

Do you want higher interest rates without tying up your money? Stop in and ask about our Premier Money Market Savings. This tiered interest rate account offers several interest rates, depending on your balances. Interest rates and terms many change at any time. 

The minimum to open this account is $1,000. The account carries no monthly maintenance fee when the minimum monthly balance of $5,000 is maintained. Should the balance not be maintained, the monthly maintenance fee is $10.00. A charge of $30.00 will be applied to an account closed within 6 months of opening. Interest accrues daily and is credited monthly. If you close your account before interest is credited, you will not receive the accrued interest. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). 

The following transaction limitations do apply:

You may make only six (6) preauthorized transfers or withdrawals from your account each statement period, which may be checks, drafts, debit card (if applicable) or other payments to third parties. In addition to checks, preauthorized transfers include telephone transfers and automatic deductions set up with third parties. Automatic deductions and checks will be considered paid in the statement period they are posted to the account. We charge a $5.00 fee for each check, preauthorized transfer, electronic debit, or withdrawal over the limit.

Want access to your money and high interest? Then a Metamora State Bank Money Market Savings account is for you. You can write up to six checks per month on your account. The minimum balance to open a Money Market Savings account is $1,000. This tiered interest rate savings account accrues interest daily and credits interest monthly. If you close your account before interest is credited, you will not receive the accrued interest.  Interest begins to accrue on the business day you deposit non-cash items (for example, checks).

The account carries no monthly maintenance fee when the minimum monthly balance is $2,500 or more. Should the balance not be maintained, the monthly maintenance fee is $10.00. A charge of $30.00 will be applied to an account closed within 6 months of opening.

The following transaction limitations do apply:
You may make only six (6) preauthorized transfers or withdrawals from your account each statement period, which may be checks, drafts, debit cards (if applicable) or other payments to third parties. In addition to checks, preauthorized transfers include telephone transfers and automatic deductions set up with third parties. Automatic deductions and checks will be considered paid in the statement period they are posted to the account. We charge a $5.00 fee for each check, preauthorized transfer, electronic debit, or withdrawal over the limit.

This account is for consumers covered under a “high-deductible health insurance plan,” creating an innovative way to fund medical expenses. HSAs are used to pay for “covered” medical expenses, tax free.

•    $50.00 minimum to open
•    No Monthly Maintenance Fee
•    No Annual Fee
•    $25.00 Closing Fee
•    No Minimum Required Balance
•    Interest accrues daily and is credited monthly
•    Tiered Interest Rates
•    Monthly Statement
•    Debit Card Access
•    Internet Banking Access

Get rid of those Christmas Bill Blues, Deposit regularly in our Christmas Club and you'll already have the money you need to give your family that special Christmas.

You account matures in one year.
You may not make withdrawals until account matures.

Christmas Club Interest Rate is fixed for the term of the account. We use the daily balance method to figure the interest on accounts. Interest is accrued daily and credited to your Christmas Club at maturity. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). If you close your account before interest is credited, you will not receive the accrued interest.